b\u00e0i vi\u1ebft<\/p>\n
M\u1ee5c \u0111\u00edch s\u1eed d\u1ee5ng v\u1ed1n b\u1eb1ng ti\u1ec1n m\u1eb7t th\u01b0\u1eddng l\u00e0 l\u1ef1a ch\u1ecdn s\u1edbm \u0111\u1ec3 t\u1ea1o ra y\u1ebfu t\u1ed1 doanh thu b\u1ea5t ng\u1edd. Tuy nhi\u00ean, c\u00e1c kho\u1ea3n ph\u00ed v\u00e0 s\u1ed1 ti\u1ec1n b\u1eaft \u0111\u1ea7u m\u00e0 b\u1ea1n ph\u1ea3i tr\u1ea3 c\u00f3 th\u1ec3 v\u01b0\u1ee3t qu\u00e1 m\u1ee9c t\u00edn d\u1ee5ng l\u1ed7i th\u1eddi. H\u1ecd c\u0169ng c\u00f3 th\u1ec3 \u0111\u1ec1 xu\u1ea5t t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh kh\u00f4ng th\u00e0nh c\u00f4ng v\u00e0 b\u1eaft \u0111\u1ea7u t\u00edn d\u1ee5ng \u0111\u1ecbnh k\u1ef3.<\/p>\n
Albert v\u00e0 Start ki\u1ebfm ti\u1ec1n l\u00e0 hai ph\u1ea7n m\u1ec1m t\u00edn d\u1ee5ng ti\u1ec1n t\u1ec7 n\u00e0y bao g\u1ed3m t\u00edn d\u1ee5ng ph\u00e1t tri\u1ec3n chi ti\u00eau m\u00e0 kh\u00f4ng c\u1ea7n x\u00e1c nh\u1eadn t\u00e0i ch\u00ednh. C\u00f3 th\u1ec3 cung c\u1ea5p c\u00e1c c\u00f4ng c\u1ee5 ki\u1ec3m so\u00e1t, ti\u1ebft ki\u1ec7m ph\u00ed c\u0169ng nh\u01b0 h\u1ed7 tr\u1ee3 ti\u1ec1n t\u1ec7 kh\u00e1c.<\/p>\n
Albert l\u00e0 m\u1ed9t ph\u1ea7n m\u1ec1m gi\u00fap m\u1ecdi ng\u01b0\u1eddi qu\u1ea3n l\u00fd ti\u1ec1n c\u1ee7a b\u1ea1n, ch\u1eb3ng h\u1ea1n nh\u01b0 s\u1eed d\u1ee5ng v\u00e0 b\u1eaft \u0111\u1ea7u x\u00e1c \u0111\u1ecbnh c\u00e1c l\u1ef1a ch\u1ecdn li\u00ean quan \u0111\u1ebfn chi ph\u00ed. Vitamin c c\u0169ng gi\u00fap b\u1ea1n \u0111\u00e1p \u1ee9ng nhu c\u1ea7u t\u00e0i ch\u00ednh b\u1eb1ng c\u00e1ch h\u1ed7 tr\u1ee3 v\u00e0 b\u1eaft \u0111\u1ea7u nhi\u1ec1u s\u1ef1 tr\u1ee3 gi\u00fap. N\u00f3 c\u00f3 th\u1ec3 gi\u00fap b\u1ea1n ti\u1ebft ki\u1ec7m v\u00e0 c\u0169ng b\u1eaft \u0111\u1ea7u vi\u1ec7c n\u00e0y, \u0111\u1ed3ng th\u1eddi n\u00f3 cho ph\u00e9p b\u1ea1n t\u00ecm \u0111\u01b0\u1ee3c doanh thu ch\u00ednh x\u00e1c t\u1eeb th\u1ebb t\u00edn d\u1ee5ng ti\u1ec1n t\u1ec7, c\u00e1c l\u1ef1a ch\u1ecdn cho vay v\u00e0 b\u1eaft \u0111\u1ea7u s\u1ef1 t\u1ef1 tin. B\u1ea1n c\u0169ng c\u00f3 th\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c ng\u00e0y tr\u1ea3 l\u01b0\u01a1ng t\u1eeb \u0111\u01a1n \u0111\u0103ng k\u00fd c\u1ee7a m\u00ecnh. \u0110\u00f3 l\u00e0 m\u1ed9t s\u1ef1 thay th\u1ebf tuy\u1ec7t v\u1eddi n\u1ebfu b\u1ea1n mu\u1ed1n kh\u00e1 gi\u1ea3 h\u01a1n c\u00f9ng v\u1edbi c\u00e1c t\u1ed5 ch\u1ee9c ng\u00e2n h\u00e0ng cho vay th\u1ebf ch\u1ea5p c\u00f3 mong mu\u1ed1n l\u1edbn kh\u00e1c.<\/p>\n
Y\u1ebfu t\u1ed1 \u1ea5m \u00e1p c\u1ee7a Albert c\u00f3 th\u1ec3 l\u00e0 kho\u1ea3n t\u1ea1m \u1ee9ng ti\u1ec1n m\u1eb7t c\u1ee7a anh \u1ea5y ho\u1eb7c c\u00f4 \u1ea5y, cung c\u1ea5p cho m\u1ecdi ng\u01b0\u1eddi s\u1ed1 ti\u1ec1n h\u1ea5p d\u1eabn l\u00ean \u0111\u1ebfn m\u1ed9t tr\u0103m \u0111\u00f4 la – ho\u00e0n to\u00e0n mi\u1ec5n ph\u00ed \u0111\u1ec3 gi\u1eef h\u1ecd cho \u0111\u1ebfn khi ng\u01b0\u1eddi y\u00eau c\u0169 c\u1ee7a b\u1ea1n theo \u0111u\u1ed5i m\u1ee9c l\u01b0\u01a1ng. S\u1ed1 ti\u1ec1n n\u00e0y s\u1ebd \u0111\u01b0\u1ee3c ho\u00e0n tr\u1ea3 b\u1eb1ng m\u1ee9c l\u01b0\u01a1ng ti\u1ebfp theo c\u1ee7a h\u1ecd, n\u01a1i kh\u00f4ng c\u00f3 b\u1ea5t k\u1ef3 kho\u1ea3n chi ti\u00eau tr\u1ec5 h\u1ea1n n\u00e0o ho\u1eb7c c\u00f3 th\u1ec3 l\u00e0 s\u00e9c t\u00e0i ch\u00ednh li\u00ean quan. \u0110\u00e2y l\u00e0 m\u1ed9t ti\u1ebfn b\u1ed9 \u0111\u01b0\u1ee3c so s\u00e1nh v\u1edbi m\u1ee9c \u0111\u1ed9 h\u00e0i l\u00f2ng h\u01a1n, c\u00f3 th\u1ec3 khi\u1ebfn chi ph\u00ed t\u0103ng l\u00ean t\u1edbi 20%.<\/p>\n
M\u1ed9t c\u00e1ch y\u00eau c\u1ea7u m\u1edbi c\u0169ng bao g\u1ed3m th\u1ebb ng\u00e2n h\u00e0ng tr\u1ea3 tr\u01b0\u1edbc c\u00f9ng v\u1edbi l\u00fd do ki\u1ec3m tra xem ai c\u00f3 th\u1ec3 ho\u00e0n to\u00e0n kh\u00f4ng c\u00f3 chi ph\u00ed, \u0111\u1ed9 \u1ed5n \u0111\u1ecbnh th\u1ea5u chi ho\u1eb7c m\u00e3 qu\u1ef9 nh\u1ecf nh\u1ea5t. N\u00f3 th\u1ef1c s\u1ef1 \u0111\u01b0\u1ee3c li\u00ean k\u1ebft v\u1edbi m\u1ed9t t\u00e0i kho\u1ea3n ngo\u1ea1i h\u1ed1i ho\u1eb7c m\u1edf r\u1ed9ng m\u1ed9t \u1ee9ng d\u1ee5ng, \u0111\u1ed3ng th\u1eddi c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng h\u01a1n 50.000 m\u00e1y ATM mi\u1ec5n ph\u00ed tr\u00ean to\u00e0n th\u1ebf gi\u1edbi. N\u00f3 c\u0169ng \u0111\u01b0\u1ee3c cung c\u1ea5p kho\u1ea3n thanh to\u00e1n tr\u1ea3 tr\u01b0\u1edbc Sutton h\u00ecnh c\u1ea7u \u0111\u01b0\u1ee3c FDIC chi tr\u1ea3.<\/p>\n
Kh\u00eda c\u1ea1nh c\u1eadp nh\u1eadt nh\u1ea5t c\u1ee7a t\u1eadp \u0111o\u00e0n, Albert _ thi\u1ebft k\u1ebf, c\u00f3 h\u01b0\u1edbng d\u1eabn ti\u1ec1n m\u1eb7t \u0111\u1ed9c quy\u1ec1n b\u1eb1ng c\u00e1ch c\u00f3 m\u1ed9t nh\u00e2n s\u1ef1 li\u00ean quan \u0111\u1ebfn c\u00e1c chuy\u00ean gia t\u00e0i ch\u00ednh. Ch\u01b0\u01a1ng tr\u00ecnh n\u00e0y \u0111\u01b0\u1ee3c m\u1edf r\u1ed9ng r\u00e3i th\u00f4ng qua vi\u1ec7c \u0111\u0103ng k\u00fd tr\u1ea3 ph\u00ed \u0111\u00fang th\u1eddi gian trong ch\u01b0\u01a1ng tr\u00ecnh Albert.<\/p>\n
Brigit l\u00e0 m\u1ed9t ch\u01b0\u01a1ng tr\u00ecnh PFM c\u1ee7a \u00f4ng ch\u1ee7 t\u00e0i ch\u00ednh t\u01b0 nh\u00e2n, ch\u01b0\u01a1ng tr\u00ecnh n\u00e0y s\u1ebd gi\u00fap ng\u01b0\u1eddi d\u00f9ng t\u0103ng m\u1ee9c l\u01b0\u01a1ng cho c\u00f4 g\u00e1i nhi\u1ec1u h\u01a1n b\u1eb1ng c\u00e1ch cung c\u1ea5p c\u00e1ch s\u1eed d\u1ee5ng c\u00e1c kho\u1ea3n ph\u00e1t tri\u1ec3n qu\u1ef9 v\u00e0 kh\u1edfi \u0111\u1ed9ng c\u00e1c ngu\u1ed3n l\u1ef1c thi\u1ebft l\u1eadp t\u00e0i ch\u00ednh. N\u00f3 \u0111\u01b0\u1ee3c c\u1ee7ng c\u1ed1 b\u1eb1ng 50 ho\u1ea1t \u0111\u1ed9ng c\u1ee7a Chad V\u00f2ng c\u1ed5 n\u1ed5i ti\u1ebfng NBA v\u00e0 b\u1eaft \u0111\u1ea7u Tr\u1eadn \u0111\u1ea5u quy tr\u00ecnh t\u1ed1c \u0111\u1ed9 \u00e1nh s\u00e1ng. \u0110\u1ec1 xu\u1ea5t quy t\u1eafc \u0111\u1ed9ng c\u01a1 c\u1ee7a ri\u00eang h\u1ecd \u0111ang k\u00edch th\u00edch m\u1ecdi ng\u01b0\u1eddi tr\u00e1nh xa c\u00e1c h\u00f3a \u0111\u01a1n th\u1ea5u chi ti\u1ec1n g\u1eedi \u0111\u1eaft ti\u1ec1n.<\/p>\n
Y\u00eau c\u1ea7u m\u1edbi t\u1eadp trung v\u00e0o vi\u1ec7c li\u00ean k\u1ebft tr\u1ef1c ti\u1ebfp v\u1edbi m\u1ed9t t\u00e0i kho\u1ea3n mi\u1ec5n ph\u00ed v\u00e0 b\u1eaft \u0111\u1ea7u s\u00e0ng l\u1ecdc t\u00e0i ch\u00ednh c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng v\u00e0 b\u1eaft \u0111\u1ea7u c\u00e1c gi\u1ea3i ph\u00e1p ti\u1ec1n b\u1ea1c. Sau \u0111\u00f3, n\u00f3 cung c\u1ea5p m\u1ed9t c\u1ee5m t\u1eeb kh\u00f3a ng\u1eafn g\u1ecdn v\u1ec1 vi\u1ec7c \u1ee9ng tr\u01b0\u1edbc ng\u00e0y tr\u1ea3 l\u01b0\u01a1ng \u0111\u01b0\u1ee3c thay \u0111\u1ed5i theo thu nh\u1eadp m\u00e0 kh\u00f4ng c\u1ea7n \u0111\u1ebfn c\u00e1c h\u00f3a \u0111\u01a1n c\u1ea7n thi\u1ebft. Brigit cung c\u1ea5p m\u1ed9t s\u1ed1 \u01b0u \u0111\u00e3i ki\u1ec3m so\u00e1t v\u00e0 ghi ch\u00e9p ti\u1ec1n m\u1eb7t, ch\u1eb3ng h\u1ea1n nh\u01b0 k\u00fd hi\u1ec7u h\u00f3a \u0111\u01a1n, chi\u1ebfn thu\u1eadt chi ph\u00ed v\u00e0 b\u1eaft \u0111\u1ea7u c\u00e1c t\u00ednh n\u0103ng c\u00e1 nh\u00e2n.<\/p>\n